With our owner finance and rent-to-own options, we make buying homes easy for anyone.
Easy Approval Process - Have at least $10,000 and provable income? You're approved! Bad or No Credit, Self-employed, and ITIN buyers are all welcome!
You Have Options - Buy yourself some time in your new home while you work to come up with a larger down payment, improve your credit, report income, or show profit in your business. Buy yourself a 5 year option period to be able to work on whatever is holding you back from purchasing right now.
Locked In Pricing - The best part? The home price and rent is locked into a fixed appreciation schedule during your option period - any additional appreciation mis yours!
Own the Home Right Away - We are dedicated to making OWNER FINANCING available to the masses regardless of credit situation, self employment, or migratory situation. We believe that if you have 10-20% down and provable income, that you deserve to own a home.
Simple - This program allows you to become a home owner without having to jump through any of the red tape. This is perfect for individuals with bad or no credit, self employed individuals, 1099's, those who possess an ITIN, etc. Not to mention you will be saving on origination points too!
"Joe was awesome working with us finding our new home. He was accessible and helpful with all the questions we had."
"Joe is amazing guy you really will enjoy and be happy dealing with him if you need a house do not hesitate to to contact him he will not let you down"
"I recommend Joe he help us in every aspect that we needed help with he's an awesome person if you're looking to purchase a house we appreciate everything he did for our family very friendly very kind and very attentive of what we need thanks Joe"
"Easy Communication. Everything was done over the phone via text and email. Very descriptive and explanatory on all paper work. Would highly recommend."
"Joe has been such an amazing landlord, always respectful and extremely understanding, i highly recommend for anyone interested in buying a home to go through this man . You will not be disappointed."
"Very easy process and was able to move in to my home fast I would recommend him to to any one who is trying to get a house"
"Joe was great he helped us through the steps to getting into our new home and the answers to any questions we had"
We believe that if you have saved up either $10,000 OR between 10% and 21% down and have income, that you deserve a home. If you meet that simple requirement then all you have to do is fill out our quick and simple form. It only takes a few minutes, and the more details we have the quicker we can find you a new home.
You've found the home you like. You've got the money. Now you just need to take a tour of the home to make sure it's the right fit for you and your family. Expect to pay absolutely NOTHING throughout this process. Once you've toured the home and would like to move forward we send you the purchase agreements and open up escrow with a local title company.
Once you have signed the agreements and sent the money to the title company you are ready to close on your new home. As long as you can get all your documentation and money to the title company and underwriter, expect to be able to close in as little as 7-10 days.