RENT TO OWN — 3BR/2BA on 1.03 Acres in West Tucson

If a bank has told you "not yet," this is a way in. A two-year lease with a purchase option on 1,680 square feet — three bedrooms, two baths — sitting on a full fenced acre in west Tucson. You move in now, and you have two years to line up your financing. Three bedrooms, two baths, 1,680 square feet on 1.03 fenced acres in west Tucson — available as a two-year lease with a purchase option through JK III Management, LLC. Here is exactly how it works. You sign a two-year lease at $2,100 a month and pay a $5,000 option fee up front. That option fee locks your right to buy the home for $290,000 at any point during those two years. $150 of each month's rent is also applied as option consideration, which keeps your purchase option in force. To be clear about what that $150 is and is not: it is not a down payment, it is not refundable, and it does not reduce the $290,000 price. The price is the price. Built in 1993, the home has a screened porch across the front, a covered patio out back with French doors, a dedicated laundry room, a walk-in closet with built-ins, ceiling fans and ducted heating and cooling. Outside there is a workshop with its own electrical panel, two storage sheds, mature shade mesquites, wire perimeter fencing, and a lot of open ground. This is a permanently affixed manufactured home on a permanent foundation. It conveys by deed as real property, with an Affidavit of Affixture recorded and the MVD title surrendered. That is worth understanding, because it works in your favor: an affixed home is real property, so you are financing it with a mortgage rather than a chattel loan at a much higher rate. It is not the same as a site-built house — the pool of lenders is narrower — but it is a mortgage, not equipment financing. You do not need mortgage approval to move in. You will need financing or cash to close. Two years to get there. PROPERTY FEATURES • 3 bedrooms · 2 bathrooms · 1,680 sq ft • 1.03-acre lot (44,987 sq ft), wire perimeter fencing, gated entry • Built 1993 — permanently affixed manufactured home on a permanent foundation; conveys by deed as real property (Affidavit of Affixture recorded, MVD title surrendered) • Screened porch across the front elevation • Covered rear patio with French doors off the living area • Detached workshop with its own electrical panel • Two additional storage sheds • Dedicated laundry room; washer and dryer in place • Walk-in closet with built-in shelving and hanging system • Ducted forced-air heating and cooling • Ceiling fans in main rooms; vinyl windows throughout • Electric range, over-range microwave, full-height pantry, island with storage • Mature mesquite shade trees; open desert outlook • Two-year lease with purchase option — no mortgage approval required to move in TERMS Purchase price: $290,000 · Option fee: $5,000 due at signing · Rent: $2,100/month · Term: 2 years $150 of each monthly rent payment is applied as option consideration and keeps the purchase option in force. It is not refundable, it is not a down payment, and it does not reduce the purchase price. The purchase price is $290,000 regardless of option consideration paid. FINANCING Financing programs exist for manufactured homes that are permanently affixed to a permanent foundation and titled as real property. Fannie Mae (standard MH and MH Advantage), Freddie Mac (Home Possible and CHOICEHome), FHA Title II, VA and USDA all run programs for this type of home. Whether any particular buyer qualifies depends on that buyer's credit, income, and the individual lender's requirements. Nothing here is a preapproval, a loan commitment, or a promise of financing. This property is a manufactured home permanently affixed to a permanent foundation. An Affidavit of Affixture is recorded and the MVD title has been surrendered. The property conveys by deed as real property. JK III Management, LLC is an Equal Housing Opportunity provider. We do not discriminate on the basis of race, color, religion, sex, familial status, national origin, disability, or any other class protected by federal, state, or local law.